Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Insurers now use real-time data to verify your information. This can mean faster approvals, but it can also mean delays if your application gets flagged. Many, or all, of the products featured on this ...

If your sex assigned at birth doesn’t align with your gender identity, it could feel upsetting, awkward or confusing to answer questions about gender on a life insurance application. Your gender ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Military life insurance does not continue automatically after retirement or separation. There are decisions to be made, but what you may not know is how important -- and time sensitive -- that ...

Life insurance underwriting is the behind-the-scenes process that plays a pivotal role in shaping your policy. This methodical evaluation delves into your personal and health details, considering ...

Ask your agent which type of life insurance, term or permanent, best suits your needs. Confirm with your agent if your policy offers living benefits, like access to cash value or critical illness ...

In 2026, insurers might know more about you than you know about yourself.Applying for life insurance used to require a ...

This article was first published on NerdWallet.com. If your sex assigned at birth doesn’t align with your gender identity, it could feel upsetting, awkward or confusing to answer questions about ...