Credit spreads generate a net receipt of premiums and are used in varying market conditions, often requiring margin. Debit spreads require a net payment and are best in low-volatility environments, ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

Rigid change programs often fail. A more experimental approach can build momentum—and increase the odds of success. Magazine Reprint Harvard Business Review publishes new and authoritative ideas for ...