This document helps your executor and heirs fulfill your wishes Mark Cussen, CMFC, has 13+ years of experience as a writer and provides financial education to military service members and the public.

When a person dies and leaves property, money and possessions – known as their 'estate' – someone needs to sort out who gets what. To do this, you need what is known as a 'grant of representation'.

Estate planning ensures smooth execution of your wishes after death or incapacitation. Designate beneficiaries on retirement accounts to avoid transfer delays. Communicate your estate plan and ...