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I got paid on the 15th. By the 26th there was nothing left. I was making six figures. 11 days of paycheck against a 30-day month. I could not have afforded to quit that job if I wanted to — six figures coming in and not 30 days of runway behind it. The money bought me a lifestyle. It never bought me an exit. Everybody says save 3 to 6 months of expenses. I teach 3 to 6 months of your net pay. An essentials-only cushion means the month your income stops is the month you start living small, and so
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